Are You Looking For Affordable Health Insurance? Call: 1-877-257-0579

We Will Find You The Health Insurance That Fits Your Life

We make the process easy to apply for Health Insurance.

Our Popular Plans

  • Family & Individual
  • Student
  • Short-Term Medical
  • Small Business
  • Medicare Supplement
  • Dental

Need help choosing the plan that's right for you?

Call: 1-877-257-0579

The Benefits

  • Doctor Visits
  • Lab Tests
  • Prescription
  • Hospitalization
  • Off The Job Accident
  • Annual Wellness Exam

Three Basic Categories of Health Insurance

A number of options are available for people seeking health care. Depending on your situation, you may be looking for private health insurance, short term health insurance, family health insurance, or some combination of all three. Health plans can be complicated, so here is a simple breakdown of these three basic categories of health insurance.

Private Health Insurance

Private health insurance is medical insurance provided by a private company. Some major private health care providers include Aetna, Kaiser Permanente, and Blue Cross Blue Shield. America's health care system is largely a private one. In other words, most insurance plans and medical providers are not government run. If you're under the age of sixty-five and do not yet qualify for government health programs like Medicare or Medicaid, you are most likely in the market for private health insurance.

Short Term Health Insurance

Short term health insurance is a health plan that can be purchased for a limited time period—usually up to six months but sometimes up to twelve. Short term health insurance is a way to protect yourself for a temporary time period after losing a job that provided health care or when waiting for a new health plan to start, such as during a probationary period at a new job.

Short term health care is usually much less comprehensive than regular health care coverage and is meant to cover you in case of unforeseen illnesses or accidents. As such, short term health insurance usually does not cover primary care services such as checkups, vaccinations, dental, or vision coverage. It also typically does not cover pre-existing medical conditions.

Family Health Insurance

Family health insurance is a great way to cover your spouse, significant other, and/or children at an affordable cost. Most employers who offer medical insurance also offer family health insurance plans so that you can cover your entire family. Doing this allows you to protect your family from unforeseen medical events and provide them with primary care without the added hassle or expense of purchasing additional health plans. Family health insurance is more expensive than individual health insurance, but it is less expensive than covering each member of your family individually.

A wide variety of health insurance options are available in America including government medical insurance, HMOs, and group health insurance. And within each branch of insurance, different types of coverage are available that will protect you in different ways. Give yourself the best shot at navigating the complicated world of health insurance by calling our office today. We can help you choose the best health care coverage for you and your family and provide you with quotes from top private insurance providers.